Florida Wage Garnishment — Max Percentage, Exemptions & Bans
Your Florida wage garnishment snapshot: caps, exemptions, and bans.
Florida Wage Garnishment at a Glance
| Max garnishment (consumer debt) | 25% of disposable earnings |
|---|---|
| Federal protection floor | $217.50 / week (30 × $7.25 federal minimum wage) |
| Head-of-household exemption | Yes (head of family broadly exempt) |
| Exceptions that can still be taken | Child support, unpaid taxes, and federal student loans follow separate (often higher) limits. |
| Key source | Fla. Stat. § 222.11 |
What This Means in Florida
Florida protects a "head of family" from most consumer-debt wage garnishment (Fla. Stat. § 222.11). Child support, taxes, and federal student loans can still be taken.
Estimate Your Own Limit
Want a number for your paycheck? Open the Florida wage garnishment calculator and enter your weekly disposable income.
This page is a general reference for Florida. Garnishment rules differ by debt type and can change with legislation. Confirm current requirements with the Florida court or a local attorney before relying on it.
Frequently Asked Questions
How much can be garnished from wages in Florida?
For most consumer debt, the federal cap is the lesser of 25% of weekly disposable earnings or the amount above $217.50/week. Some states add more protection; Florida follows the federal framework. Child support, taxes, and federal student loans follow separate rules.
Is there a head-of-household protection in Florida?
Yes — Florida gives head-of-household debtors broad wage protection for consumer debt.